Employment Practices Liability Insurance
Employment Practices Liability Insurance covers losses that would not be covered by Directors & Officers (D&O) coverage or Comprehensive General Liability. EPLI is a very specialized kind of insurance.
Although somewhat different, many confuse EPLI with D&O and E&O insurance. EPLI covers employers from claims made by workers who have sued the company for violating their legal rights as employees. Possible lawsuits include claims for sexual harassment, breach of employment contract, wrongful termination, discrimination and failure to hire or promote.